Tonik Health Plans

Tonik

Compare Tonik to your current health plan
Tonik plans Include Health, Dental & Vision
100% Coverage after the Annual Deductible
Annual Pap & Mammogram covered by Office Visit Co-pay
Office Visit Co-pays come before the Annual Deductible.
Visit any Blue Cross Physician, Specialist or Hospital in California.
$100 Emergency Room Co-pay.
A Physical Exam is not necessary to apply.
The Application process is usually between 24 to 72 hours.
How Much You Could Save with a Tonik plan:
Sure paying for health insurance is a pain. But not having it can hurt a lot more. See how much not being covered could cost you.

*You have to spend a day in the hospital. Average day in the hospital: $7,8175.
*Your appendix burst. Care and surgery for appendicitis (5 days in hspital) $48,151.
*Your knee just popped. Knee surgery and care (2 days in hospital) $48,302.
*You landed wrong, Really wrong. Fractured ankle, compound fracture of tibia and fibula (7 days in hospital, surgery) $101,790.
*You need to be flown to the hospital. Air ambulance: $12,530.
*You need to be driven to the hospital. Ambulance ride $607.
*Your skull cracked. Skull fracture, head injury, intracerebral hemorrhage: $291,305.

Blue Cross “Quick Quote”

Compare Tonik to your current health plan
Tonik health insurance for the young and healthy. Tonik covers your body, eyes, and teeth. Three simple California health plans. You can apply online, no catches, no commitments, no wasted time. Tonik is brought to you by Blue Cross of California and Anthem Blue Cross Blue Shield. Tonik is offered in: California, Colorado, Connecticut, Georgia, Nevada and New Hampshire. Tonik offers three straight up affordable health insurance plans for individual living in these five states. The Tonik plans are specifically designed for those under age 30, and offers great coverage for a very good rate. Rates are also very competitive for individuals over age 30, please note that Tonik underwriting is very strict, and they will only take very healthy indiiduals. All Blue Cross Tonik plans include office visit co-pays, 100% coverage after the annual deductible is met. Also, all of the Tonik plans include Dental and Vision benefits which are included in the monthly premium. Tonik is hard to beat. The Tonik plan takes care of your health concerns by covering most lab work, x-rays and even certain specialized procedures under it’s office visit co-payment schedule. Tonik includes Dental and Vision benefits in addition to generic pharmacy RX prescriptions. Once a particular plan deductible is met, all covered health benefits will be paid in full for the remainder of the calender year. The Blue Cross Tonik plan is truly a cutting edge health insurance policy. Even Tonik’s look and feel and most importantly Tonik’s application and applicant approval process set it appart from just about every health plan currently available. You are able to apply for the Tonik plan of choice with the new Tonik online application. You can be covered in less than ten minutes! Enroll toay in one of Tonik’s plans through http://www.johnconner.com/, it’s that easy.

Tonik is a Wellpoint health insurance plan. Blue Cross of California along with Anthem Blue Cross Blue Shield, are the Tonik insurers.Tonik was created by the largest health insurance carrier in California. TONIK is a brand name referring to a trio of new Blue Cross of California health plans specifically designed to appeal to and service the active lifestyle needs of nineteen to twenty-nine year olds.Where will I be able to apply for TONIK plans?Any state which offers Tonik plans can be applied right here: TONIK application.How long will it take me to complete a TONIK application?Most Tonik applicants seem to be able to complete the free, quick and easy TONIK application it in under fifteen minutes.I’ve heard that TONIK includes dental benefits, but don’t most health plans these days? Most Health plans do not include dental, The TONIK plans represent on of the first opportunities for Californians who have had to purchase dental coverage as a part of their health insurance plans rather than having to buy into a separate dental policies.Will I still be able to see “my” doctor if I’m covered by one of Blue Cross of California’s TONIK plans or will I have to join a network? Most likely. TONIK is a personal insurance plan not an HMO or PPO. The three plans each offer low-cost access to private physician care and even Hospital stays. Specifically, TONIK’s Thrill Seeker and Part Time Daredevil plans both allow for up to four check-up style health maintenance visits each year and the Tonik Calculated Risk Taker plan provides for unlimited discounted doctor visits.If I don’t live in California, can I still apply for a TONIK plan? Even though Blue Cross, operates nationwide, the TONIK plans are still brand new and they’re being rolled out nationally on a state by state basis. Currently TONIK is only available to residents of California, Nevada, Colorado, New Hampshire, Georgia and Connecticut. Tonik plans will be available everywhere soon.So, just how long will it take me to be approved for TONIK? If Blue Cross of California or Anthem requests additional information in the form of a complete review your medical history, it will take a little longer. Otherwise, most of our TONIK applicants, without a previous health condition, have been approved in just one day.Does TONIK include a medical prescription benefit? Yes. Each TONIK health plan covers its participant’s generic prescription drug purchases. Members will only have to ten dollars per prescription they have filled. But, TONIK’s plans do not offer coverage for brand name prescription medications so applicants determined to be reimbursed for their Dexedrine purchases will have to look elsewhere for a health insurance plan. On the other hand, most health care related pharmaceuticals have a generic equivalent, so just about everyone else will be able to ask their doctor to save them money by prescribing generics.Do I need to be under twenty-nine to meet the criteria for TONIK? No. Even though TONIK plans are geared toward the average every day health, vision and dental insurance needs of nineteen to twenty-nine year olds, but every California resident under the age of sixty-five is welcome to apply. But remember you must be healthy, Tonik is pretty picky.If I purchase a Tonik plan through http://www.johnconner.com/ or another Blue Cross of California Authorized agency, will I have to pay more for my TONIK plan? No. Because, the state of California regulates the costs of health insurance so as to ensure that every resident of our state will be charged the exact same prices for their health and medical care insurance needs. Besides, Blue Cross of California Authorized brokers and agents receive commissions straight from Blue Cross, and that means they don’t pass on added, additional or extra charges to health care consumers like you.Ok, how much is one of TONIK’s plans going to cost me? Tonik base rates for California are towards the top of this page.To be completely honest, your final cost for a TONIK plan will vary somewhat based primarily on previous medical conditions, age and zip code. But, the trio’s average costs range from around sixty-four to about eighty dollars a month. Once they’ve completed that free fifteen minute TONIK application, we mentioned above, Californians can receive a quote for their exact monthly premium costs.Does TONIK have any drawbacks that I should know about? To the best of our knowledge, not even Blue Cross of California offers perfect health insurance coverage, but for the sports life-style nineteen to twenty-nine year olds they were designed for, the TONIK plans come pretty freaking close. On the other hand, because they don’t offer maternity coverage TONIK won’t be right for anyone considering becoming pregnant. And remember, none of the three TONIK plans cover brand name drug purchases.http://www.johnconner.com/ is only here to serve California’s health insurance needs, so if you have application, billing, benefits questions regarding one of TONIK’s plans or if you need general health plan advice, please don’t hesitate for a moment either to shoot us an email at: john@connerhealth.com or to give us a call toll free at 1-800-700-1246.

TONIK: The Calculated Risk Taker
Benefits included in the Calculated Risk Taker are: Tonik offers unlimited general care doctor’s office visits each year for $40 per visit from an in network Blue Cross of CA preferred provider. Generic, but not brand name, prescription medications for a $10 co-payment. $1,500 calendar year deductible and annual out of pocket maximum - after which the insurance company essentially pays for all medical services; Tonik E.R.: $100 co-payments for emergency room related care with Tonik. Tonik Hospital: $0 Inpatient hospital stay costs after the plan deductible has been satisfied. Tonik Dental: $25 Dental benefits deductible on $500 worth of care and cleanings, x-rays and exam care for $0 in addition to fillings for 20% $50 reimbursement for routine in network eye exams, contact lenses or glasses. The Tonik Calculated Risk-Taker plan’s Out of Pocket maximum or OOP is the same as its $1,500 annual deductible. Best of all, TONIK’s Calculated Risk Takers get to design and customize their own insurance plan membership cards.Note: This plan does not include a maternity coverage schedule. So, Calculated Risk Takers interested in having children in the near future, will need to look into an alternate Blue Cross health insurance plan.

TONIK is health coverage for your body, eyes, and teeth. TONIK is a Blue Cross Health Plan for residents of California, and a BCBS Health Plan for residents of Connecticut, Colorado, Georgia, New Hampshire, and Nevada.Apply Online - It’s that easy!
Tonik in 2007..and Arnold’s broken leg
Ahhhh 2007, Schwartznegger breaks his leg, and Blue Cross of CA Tonik plan comes to the rescue with one of the most popular health insurance products, Tonik Health.Just think, had Arnold been enrolled in the Tonik Calculated Risk Taker plan and been at a participating (In-Network) Blue Cross of CA hospital, his leg surgery and treatment would have cost him just $1500! Not bad when you consider the exorbitant costs which might have come his way had he not had health insurance….. Tonik! And now you too can apply for Tonik health insurance. Most individuals are approved in seconds. You can apply for a Tonik plan right here: http://www.johnconner.com/.
Blue Cross Tonik health plan has set records as the most popular Blue Cross Health Plan ever!
California health shoppers who want Medical, Dental and Vision all in one affordable health plan wil find Tonik a perfect fit.
Tonik monthly rates, see above.
Are you not insured because the coverage costs are too high?
Look at the Tonik Health Plan Rates and you will find you can afford a health plan!
Tonik Health Plan is for Californians aged 0 years to 64 years old.
California residents qualify to apply for Blue Cross of CA Tonik.
The unemployed or self employed can apply for Tonik from Blue Cross.
Those who want to save money on health plans, will love Tonik.
Those industries that don’t offer health insurance, check out Tonik.
Tonik is especially good for active people.
Blue Cross “Quick Quote.”
Both of the less expensive TONIK plans, The Thrill Seeker and The Part-Time Daredevil, offer coverage for up to four routine physician visits every year—to which neither plan’s yearly deductible applies, while the most expensive TONIK, The Calculated Risk-Taker, reimburses plan participants for unlimited yearly doctor’s office visits. The overall features of the three products parallel many of those in BCBS traditional PPO plans, but TONIK additionally includes not only a dental plan but a limited benefits vision plan as well as traditional health coverage. Because, young adults surveyed by Blue Cross in preparation for launching the plan overwhelmingly cared juts as much about taking care of their teeth as their bodies. Tonik offers all three in one plan.
By applying online, applicants for TONIK policies can get a virtually instant response after answering several questions concerning age, area of residence, any past hospital stays, prescription drugs they regularly take, etc. Blue Cross of California’s Tonik underwriting policies do apply. However, the TONIK plans are intended to appeal to and service a generally healthy population aged 19 to 29, who may, on occasion, experience either a sudden illness or an unexpected injury, such as appendicitis or a even a broken limb, but not to cover individuals with existing, serious medical problems. Also, for the same reasons that they do cover both vision and dental care, TONIK plans do not offer coverage for standard maternity care expenses.
Twenty-something’s in need of an affordable health insurance plan option and interested in learning more about TONIK and its plans are invited to call Toll-Free: 800-700-1246 or click on the following link in order to complete the TONIK POLICY APPLICATION.

TONIK TIPS
BCBS Tonik has proven to be the hottest plan in California, Colorado, and Nevada this year, here are a few tips to make sure it is the right plan for you.
1. You are a California, Nevada, or Colorado resident.2. You are not currently taking any medications except for birth control.3. You don’t have any pre existing health conditions.4. You want the selection of a ppo network5. You want a plan that has integrated dental benefits
Go to http://www.johnconner.com/ for more Tonik information.

TONIK NOT JUST FOR KIDS!
Tonik plan was specifically designed for single adults between the age’s of 18-29. This group represents the largest portion of uninsured’s in the country, and they are also the healthiest statistically of the uninsured. The Tonik Health Plans have been a huge success, in California, Nevada, and Colorado, but the biggest surprise has been that people into their 50’s have been opting for the Tonik plans. There are a lot of healthy elder singles out there who find the Tonik plan fits there lifestyle.
What sets the plan apart from an underwriting persective is that Tonik will not issue riders, you are either in, or you are out. So a person with high blood pressure, or some other chronic, but not serious if taken care of condition cannot get accepted for the plan. Tonik can however be easily accepted under other BCBS PPO, or HSA plans which are excellent also. However this is a discount to being healthy at an older age, and if you aren’t taking medications you are still a good candidate for a Tonik Health Plan.

Tonik Plans are Portable Between States
Tonik health insurance plans which are offered in approximately 6 Tonik states at the moment are now portable when a subscriber moves to another state where Tonik is offered. This means if you currently reside in California and are considering a move to Colorado, there is no medical underwriting and you can simply complete a form to request a transfer to the Tonik plan of your new state. You will be responsible for any price discrepancies but the majority of these plans offer similar benefits and rates.
TONiK does not cover Maternity
Tonik does not cover maternity so if you are even thinking about starting a family, pick another plan. Medical costs for having a baby can be tremendous, so if the Tonik plan is not right for you now, we can help you select a plan that covers maternity. If you become pregnant while on a Tonik plan you can transfer to the PPO Share 5000 plan automatically. Once you have your baby, Tonik is great for kids. Office visits are covered with a co-pay, and Tonik pays for immunizations. Compare Tonik first.
Tonik Health – Tonik Dental – Tonik VisionTonik - All in one low cost plan.
TONIK & the E.R.
Go to the Emergency room and the charge is $100.
Hospitalized at a network hospital with a TONIK plan, all you pay is your Tonik annual deductible.
TONIK Max out of pocket:
Go to a network physician or hospital, the most you will have to pay is your TONIK deductible.